In 2025/26, the minimum total auto-enrolment pension contribution is 8% of qualifying earnings, with employers contributing at least 3%. Employees are typically required to contribute 5% to make up the remaining 8%. This minimum contribution applies to earnings between Ā£6,240 and Ā£50,270.
Here’s a breakdown of the minimum contributions:
Employer: 3%
Employee: 5%
Total: 8%
The 5% employee contribution is typically made up of a 4% contribution from their salary, and a 1% tax relief contribution from the government.
Nick Stiven
clerk@stjohnswilton.org.uk