Policy and Governance update – Autumn Statement, Decarbonisation fund, Pension Credit, Social Housing Act, Pets in Almshouses

Latest Policy and Governance legislation that could impact and/or may require action from our member charities, with links to further information where applicable:

The Government’s announcement in the Autumn Statement to unfreeze Local Housing Allowance has been welcomed in the housing sector together with the decisions to uplift benefits payments in line with 6.7% inflation and state pension by 8.5%. 

The Government is looking at updating Work Capability Assessments as part of wider efforts to help more disabled people and those with heath conditions into work, together with long term unemployed.

Visit: https://www.gov.uk/government/news/employment-support-launched-for-over-a-million-people  

Wave 2.2. of the Social Housing Decarbonisation Fund opened on 20 November with a deadline of 19 January 2024, with £80m of additional funding, for match funding delivery through to 31 March 2026.  Whilst applications with fewer than 100 eligible social housing properties can be considered, the preference is for applications for at least 100 homes, a number which could be reached via a consortium from eligible applicants including registered charities that own social housing.  Visit: https://www.salixfinance.co.uk/schemes/social-housing-decarbonisation-fund-wave-22  

This builds on the £778m in Wave 2.1., but the Government did not choose to release the full £3.8bn Social Housing Decarbonisation Fund, which seems a missed opportunity both in terms of financial and energy savings, and we hope this will be rectified in the Spring Budget – which is likely to be the last major financial change before the next General Election.  

The announcement of an additional £3bn for the Affordable Homes Guarantee Scheme, which can be accessed to finance works to improve the quality of existing homes as well as for new much needed affordable housing, has been welcomed by the National Housing Federation, as this measure is aimed at Housing Associations with registered providers being offered loans of up to 30 years to build affordable housing.  

A further £450m had been announced for a future Round 3 of the Local Authority Housing Fund, which whilst most commonly used by Local Authorities to build homes, does provide scope to work with other housing bodies. https://www.gov.uk/government/collections/local-authority-housing-fund 

Those who apply before the deadline could qualify for an extra £300 Cost of Living boost thanks to Pension Credit backdating rules. The average Pension Credit award is worth over £3,900 per year and it opens doors to other support, including help with housing costs, council tax and heating bills. 

Visit: https://www.gov.uk/government/news/countdown-to-deadline-day-claim-pension-credit-by-10-december-and-score-extra-300

Members will likely have seen that the Social Housing Act includes Consumer Standards. The Association has been working with the Department for Levelling Up, Housing and Communities (DLUHC) to amend this aspect of the Bill through its progress in Parliament and has gained a small but important phrase in the Act. The phrase provides confirmation that the Consumer Standards will only apply to Registered Housing Providers (RHPs) and whilst this is helpful it is only half the battle. We are now working with The Charity Commission and DLUHC to seek exemption from a number of aspects of the Act as it stands:

  • Mutual Exchange – clearly unlikely to work for our members as their Scheme dictates the characteristics of the resident.
  • Resident Management – whilst we are sure you are regularly consulting and engaging with residents it is only trustees who can make the decisions on the management of the almshouse charity.
  • Tenancy Standards – clearly not been designed around Licence to Occupy and will need some unpicking.
  • Qualification – we are making a case for exemption for almshouse charities as we believe that asking trustees to complete a qualification on top of their existing commitment is not reasonable.

We realise that the aspect requiring RHPs to be responsible for anti-social behaviour in neighbourhoods is likely to be placing an unreasonable burden on members but the measures are based on reasonableness so hopefully that will be sufficient.

The Association is also watching the Renters Reform Bill as this also carries obligations that you may not be able to meet, although the wording in the Bill is changing to show “reasonable” steps. The only area where you will need to amend your policy is on allowing pets with the default position being to allow unless you have a strong reason not to. If you do not currently allow pets you may need to review the reasons for not allowing pets and add to your policy.