General Election Planning

Thursday 4 July has been announced as the date of the next General Election. If the recent local elections on 2 May are a guide, then a change of Government at the next general election is looking like a possibility. 

Housing is always a topic debated and argued over but whatever the merits of either side of the debate, there just is not enough affordable housing for the growing number of homeless and poorly housed people of all ages. 

As reported last year, the Conservative, Labour, Liberal Democrats, Green and Reform parties are all committing to building more houses. 

The big two parties battle out the promises but there are fewer affordable houses being added to the mix than the amount of people in housing need. The Conservative Party has put emphasis on increasing general house building with affordable housing being an element of that, (much of this they hope will come from the private sector) whilst the Labour Party is now focusing on social housing. Labour have shown a greater appetite for increased regulation for housing, over and above that proposed and implemented by the Conservative Government.  The LibDems are highlighting the need for more social housing. The Green Party wants more social housing but favours brownfield and refurbishment of existing buildings over building on greenfields. The Reform Party is concentrating on planning and legal reforms to remove perceived barriers and pressures on housing. 

  • identifying genuine affordable housing based on affordability, not 80% of market rents
  • recognising almshouses in the National Planning Policy Framework as proper affordable housing and releasing section 106 funds 
  • allowing almshouses to access Homes England funding under an alternative form of accreditation based on charity law and adherence to the Association’s Standards of Almshouse Management
  • provide homes that generate financial benefits to the social care and health economy of £1,340 per resident, per year. This equates to £43.2 m every year*
  • generate £56m per annum of value in employed staff and voluntary work*
  • add more value to the lives of residents and even extend the life of residents**
  • can develop in local rural areas at small scale
  • could have the capacity to build 1000s per year – if the state will just provide an even playing field.

The Association would encourage members to consider individually contacting their existing MPs and other general election candidates to promote the good work you do. If needed, you will find a MP Invitation Template letter in the Members section of the website.  

We also have a bespoke section on our website you may want to refer your local MPs, candidates and councillors to www.almshouses.org/mps-councillors/.

See also Campaigning and Political activity

*Housing LIN assessment of evidence of the financial benefits provided by almshouses Study 2021
** Bayes Business School Longevity Study


To find  

Suggested questions for MPs and candidates: 

  1. Would you support almshouses being recognised as proper affordable housing under the NPPF? 
  2. Would you support almshouses being recognised as “affordable housing” for the purposes of s.106 contributions, housebuilding targets for local councils and infrastructure levy?  
  3. Would you work to give almshouses equal access to Homes England Development funds and release the building of more affordable/social housing?


NEW WEBINAR: Charities Act 2022

Charities Act 2022 | Tuesday 18th June, 10am | duration: 1 hour

The Almshouse Association is delighted to welcome Almshouse Association Panel Consultants, Laura Soley & Jamie Huard from Bates Wells LLP .

Laura and Jamie will be hosting a free webinar on the topic of Charities Act 2022 and the impact this will have on almshouse charities. You will have the opportunity at the end of the webinar to ask Laura & Jamie any questions on this topic.

To register for this webinar please click on the below link:

After registering you will receive a confirmation email containing information about joining the webinar.


Policy and Governance update: 15.05.24

  • Council Tax – Changes to Empty Property Premium in England
  • Spring Budget – Tax changes of relevance to charities 

New rules on long term empty residential properties in England came into effect on 1 April 2024, which will mean a property will pay double council tax if it has been empty for 12 months, (this is already the case in Wales and Scotland) rather than the current 2 years.  There are 3 exceptions to note:  

  1. Properties undergoing probate – this may be relevant to members who have been bequeathed property by donors.  
  2. Properties being actively marketing for sale or let – this will be relevant to all members who have empty properties and are looking for residents.  
  3. Empty properties undergoing major repairs or structural alterations.  

All 3 exceptions can provide up to another 12 months and The Almshouse Association considers (2) and (3) are of most relevance to members.    

The Association would urge members to keep records of any active marketing activities they are doing to fill vacancies, as well as major repairs and structural alterations. Should members have difficult in filling vacancies, please do not hesitate to contact our Member Services team to arrange for an advertisement to be posted on the Association’s website here.

Further details on the Council Tax premium for empty homes in England can be found here.  

 The Chancellor made the following key announcements which the Charity Tax Group consider could also be relevant to charities in general:  

  • The VAT registration threshold for small businesses increased to £90,000 from 1 April 2024, which will hopefully prevent many smaller charities from being drawn into the VAT net.  
  • The Government cut the main rate of National Insurance Contributions for employees from 10% to 8%. The main rate of national insurance for the self-employed reduced from 8% to 6% on Class 4 National Insurance Contributions.  Employers contribution levels are unaffected.  
  • Amendments have been tabled to the Digital Markets, Competition and Consumers Bill to allow charities to continue to claim Gift Aid on subscription contracts, which could otherwise have been affected by the provisions in the Bill.   

Further details from the Charity Tax Group here.  
A full list of benefit and pension rates for 2024 to 2025 published in November 2023 can be found here


The almshouse movement’s next philanthropists?

The Times recently published an article by James Vitali on ‘How the Church of England can help solve the housing crisis’, who writes that:

“Building almshouses on its 100,000 acres of land would be locally popular, nationally valuable and give the church a fresh sense of mission.”

Association CEO, Nick Phillips agrees, adding:

Building a new generation of almshouses could restore the Church’s sense of social mission – in partnership with industry!

Historically, almost all almshouse charities have been founded through a collaboration of the Church and philanthropy. Almshouses are places where people, hope and friendships flourish, but there are just not enough almshouses to meet demand.  James is, therefore, asking the right questions but should we also be asking others as well as the church?  

The Church and almshouses have been intertwined since the start of the almshouse movement

The Church, ancient though it is, has also been a driver for social change in some areas such as housing, especially in the creation of almshouses. It is hard to imagine a time when there were no provisions for housing those in need – the almshouse model has been the backbone throughout the centuries in providing warm, safe, secure homes based on the original spirit of hospitality. These were originally led by the church; ‘hospitals’ from the medieval period still exist and operate today doing what they were designed to do when King Steven was the King of England.

The Church, therefore, has a position to uphold in supporting housing for those in need and The Coming Homes Report Led by The Archbishop of Canterbury unpins the Church’s position today. So, I agree with James – why not expand the reach of the Church to make an impact that could last for another thousand years by releasing Church land to build almshouses today so that, in the true spirit of charity, more people in need may be provided with a safe, comfortable, affordable home?

The Church could offer part of the solution as it holds land in places where almshouses have their best impact. A partnership between almshouse charities and the Church must generate more almshouse schemes, but I wonder if this is only part of the solution. Today, when we see independent reports demonstrating that almshouses actually contribute value to the State and that living in an almshouse can even extend life expectancy, we should be asking, “Who else could continue the one-thousand-year almshouse legacy?” We could also be asking, “Where are all the industry philanthropists now who once stood shoulder to shoulder with the Church?”

History shows that other great institutions established almshouses and many of the Livery Companies and industries are still very committed to the almshouse model because they know it supports the wellbeing of residents. The Weavers, Ironmongers, Skinners, Mercers, Lightermen, Printers, Leathersellers and many other Worshipful Companies regarded them then and still today, for their great added value in housing people in a community of good neighbours. Big industry philanthropists have, for example, supported retired miners and those who worked in the printing industry and we also see cases where the military have embraced the almshouse model. As well as encouraging the Church to step forward, should we ask industry leaders of today such as technology companies, finance companies and property companies to build almshouses too?

Does the Government play a role in the almshouse renaissance?

The Government, through Housing Associations, creates housing at scale, but it is just not enough in many cases. With thousands of people in sub-standard housing and over one million on council waiting lists, urgent action is needed, and what could be better than creating more almshouses? Run by voluntary trustees in a cost-effective way that alleviates some of the burden on State finances, together with their provision of warm, comfortable homes within special almshouse communities must surely be the way forward.

One of The Almshouse Association’s founders said,
“almshouses are too important to leave to the State” and these are telling words.

Society’s problems today can’t all be fixed by the Government, but the Government can help by giving almshouse charities the same opportunity as large Housing Associations and private companies, especially by recognising the almshouse model as ‘affordable housing’ in its planning policy.

Almshouses are charities in spirit and function, communities of good neighbours living together for their mutual comfort and well-being rather than being ‘just housing’. The Church and its land must be part of the solution for almshouse residents and the Church itself. Let’s bring together Church, industry and Government to add more of this great value asset to society and help build more almshouses.  

Further reading:


Talking EPCs, decarbonisation and heritage

Almshouse Association CEO, Nick Phillips, attends the Heritage Building and Decarbonisation Group workshop at Historic England Head Office.

On Wednesday 1 May 2024, Historic England, the National Trust, the Church Commissioners,  Dutchy of Cornwall, Country Land and Business Association (CLA), the Crown Estate, BRE Group and others all met to consider the impact and implementation of current EPC (Energy Efficiency Certification) process and legislation on the heritage sector.

Jo Lugg, National Trust talking at the workshop

The group have been concerned that the current EPC model is too simplistic in the face of changing technology, listed building status and buildings that function in a variety of ways. The use of a building is important in considering decarbonisation intervention and, in the heritage world, the almshouse is unique in its use so we need to monitor the EPC changes to make sure it works for our members

We are grateful to Keeran Jugdoyal, Head of Net Zero Buildings at the Department for Levelling Up, Housing and Communities (DLUHC) who presented the latest direction on EPC strategy and took soundings on heritage buildings and how current EPCs could better reflect the reality of listed buildings.

The group were able to raise questions and give feedback into the development process and the direction of the next EPC measures appears to represent a positive direction, better able to balance energy costs, energy efficiency and carbon output. The group will be working with the DLUHC team to make sure they are flexible enough to cope with listed buildings.

Nick Phillips raised the significant concerns of our members, particularly those working with heritage buildings, and requested a simpler, return of investment and impact priority output from the system, as well as clarity and speed with the heritage exemption process.

There are changes to the RDSAP (Reduced data Standard Assessment Procedure) process that should add value to the system with better interpretation of ventilation, value of Photo Voltaics, better impact measures for windows, and solid wall construction, as well as shutters and new insulation material.

The EPC is here to stay but we all need it to produce pragmatic solutions reflecting the nature of the building.


Lessons Learnt – former Charity Commission CEO reflects

As Helen Stephenson CBE steps down from her position as CEO of the Charity Commission, in one of her final speeches as CEO, she reflects on 7 lessons she has learnt about the charity sector – one for each of her years in office..

  1. The role of charity in society
  2. No right number of charities
  3. The Charity Commission’s resources versus expectation creep
  4. The balance of regulation
  5. Scrutiny of charity leaders
  6. Volunteer trusteeship must remain attractive proposition
  7. Purpose-ride or die

Nick Phillips, CEO of The Almshouse Association believes that, for him, one of these reflections stands out as the most valuable and, in many ways, informs all the rest – Helen’s last comment on leadership and direction:

“When I reflect on what it is that makes the difference between a charity that succeeds and one that gets lost along the way, it is this: a great charity is one whose trustees and wider leadership, over time, are led always and alone by the charity’s purposes. Not by whim, fashion, or funding but by a shared commitment to delivering on the purposes that got the charity on the register in the first place.

This is easy to say, but it can be difficult to achieve day to day.

It requires consistent leadership and oversight by trustees who are prepared to support, help and hold to account their executive team. It requires confidence, resilience, and courage – including the courage to say no to funding or a contract that would lead the charity away from its core purpose.

Please, if you take anything away with you from what I’ve said today, let it be this: that as trustees you are first and foremost the steward of your charity’s mission. Whatever talent, experience or skill got you on the board in the first place – once you’re there, your purpose is the charity’s purpose. Don’t allow yourself to be swayed from that purpose by anyone or anything.” 

Helen Stephenson CBE

Having worked for and supported many charities over the years, CEO Nick Phillips agrees, commenting,  

Many charities succeed and achieve great things – all have had clarity of purpose in all they do. Almshouses have their Governing Documents that may include a Scheme, Will, letter of intent… but the key is the founders wishes and for almshouse charities, those wishes are, fundamentally, for the provision of warm, safe, secure homes for people in need.

“Where I have seen some charities fail is when they lose sight of their true mission. As one of our founders said when forming The Almshouse Association 78 years ago. “A good charity will always survive and thrive.” And no truer statement could be made for the many, many almshouse charities that have continued to stick to their mission of delivering their founders wishes, century after century – to provide safe, warm and affordable homes for people that need them.”

To read Helen’s speech, please click here: Reflections on my time as CEO – GOV.UK (www.gov.uk)


What is affordable housing?

Association CEO, Nick Phillips asks ” what is affordable housing?”

Back in 2015, our friends at Shelter asked this question and we are still wondering what the answer is.

The term ‘Affordable Housing’ is thrown around in all circles as if there is one defining measure. The world is complex and generalisations save time,  but there is a cost to having such a broad measure – the cost is the availability of truly, genuinely, affordable homes.

The Government sets a bar of affordable housing being less than 80% of market rents. Have you seen market rents? 80% of unaffordable is still unaffordable for most people on an average income, let alone basic wage.

Today, the average rent in London is circa £2,200 per month. Even with the higher Local Housing Allowance afforded to London residents,  most will be hundreds of pounds short every month. The shortfall is about 30% and this level of unaffordability is repeated across the country.

Instead of rent, almshouse residents pay a weekly maintenance contribution (WMC). Most almshouse charities set their WMC to cover their costs and usually it’s within the Local Housing Allowance figure. This model of affordability dates back to the early days of almshouses and, in most almshouse charity governing documents, you will find the wonderful phrase that, in my mind, is a true measure of how affordable housing can be defined:

 “by living in this almshouse the residents will face no greater hardship”.

I have certainly not seen a better measure of affordability ….. and yet many local councils across the country still do not recognise almshouses as being ‘affordable housing´ in the same way some, less affordable, housing is being supported. When building new almshouses, some almshouse charities are still being required by the local council to pay an ‘affordable housing’ charge which is then paid out to other housing providers who are building houses that are defined as ‘affordable housing’, but often less affordable than the new almshouses being built!

We will be asking the next Government for proper recognition of affordable housing and proper recognition for almshouses. Let’s have an even playing field for the oldest form of genuinely affordable housing and this exemplar model of community housing. We will remind Government that almshouses contribute over £40m every year through reduced calls on state resources.


CEO Blog: Are we losing our way?

The Almshouse Association CEO Nick Phillips comments on the new homeless laws

Rarely do I comment on homeless issues, given the thorough coverage by our colleagues at Shelter, Crisis and other specialised homeless charities. However, when I read about the proposed new laws aimed at driving homeless people off the streets or be faced with prosecution, I couldn’t help but question if we are losing our way.

In a nation of great wealth, the sight of thousands of people enduring nights on our streets and hundreds of thousands residing in temporary accommodation prompts profound reflection. Who, I wonder, are these laws intended to punish?

Recent Government data has unveiled a stark reality: nearly 4,000 individuals slept rough on a single autumn night across England in 2023, marking a distressing 27% increase from the previous year.

This surge in rough sleeping is just one facet of a larger crisis, with an estimated 242,000 households grappling with various forms of homelessness in England. From sofa surfing to enduring temporary accommodation to facing the harshness of sleeping rough, the spectrum of homelessness casts a wide net of suffering. Recent research from Crisis sheds light on the harrowing experiences faced by those living on the streets.

Shockingly, nine out of every ten people sleeping rough have been subjected to violence or abuse, underscoring the urgent need for action to address this humanitarian crisis.

Surely we must consider the ramifications of implementing such laws?  OK, it would shield the majority of commuters, theatre-goers and ‘us ordinary folk’ going about our daily business from the heart wrenching sight of those having to sleep rough, effectively hiding the visible manifestations of homelessness from public view. If that is the objective, the law could work. Perhaps it is bad for tourism or seen as a shameful example of a failing system? But this concealment comes at a significant cost.

Pushing individuals experiencing homelessness into secluded, obscure areas could render them more vulnerable to violence and exploitation. Forced into the shadows, they would be at greater risk of encountering physical harm. Fear of prosecution could also mean others remain trapped in situations of domestic violence. What would the law punish homeless people for?

It’s probably fair to acknowledge that very few individuals opt to live rough as a deliberate lifestyle choice. The circumstances leading to homelessness are often complex and multi-faceted, rooted in systemic issues such as poverty, family breakdown, loss of job, lack of affordable housing and inadequate social support systems. As such, addressing homelessness requires compassionate and comprehensive solutions that address its underlying causes, rather than punitive measures that merely displace the issue.

In 1572, the Poor Laws were introduced to deal with the rising number of homeless people. It was felt that charity, and the Church could no longer manage. I do wonder if we are now at the point where the State is admitting it can no longer support the homeless and we need to re-engage and encourage philanthropy and the Church to step in where the state is not able to cope?

The wisdom shared by one of the founders of The Almshouse Association following the introduction of the Welfare State resonates profoundly with me: “almshouses were too important to leave to the State.” Indeed, evidence from across Europe, where almshouses disappeared as they were subsumed into the state housing provisions, supports this assertion. In light of their historical and ongoing relevance, it’s fortunate that almshouses – the oldest form of affordable community housing – persist in the UK today, providing over 36,000 people with safe and secure homes throughout the country.

With the evolving landscape of housing needs, philanthropic support is becoming increasingly vital to meet the growing demand.

Almshouses represent more than just a housing solution; they embody a tradition of community care and support that can be life changing for all generations. As we navigate the challenges of the contemporary housing crises, preserving and expanding the reach of almshouses would be one of the solutions to help resolve the housing crisis and support the homeless.

I agree with the law makers in one area – we should not have to see homeless people on our street – but we would rather know that they are in a warm safe secure home.

After all, it could happen to anyone of us, at any time...


Council Tax & Spring Budget update 2024

Please find below a summary of the Spring 2024 Budget and latest council tax news.

New rules on long term empty residential properties in England will come into effect on 1 April 2024, which will mean a property will pay double council tax if it has been empty for 12 months, (this is already the case in Wales and Scotland) rather than the current 2 years.  There are 3 exceptions to note: 

  1. Properties undergoing probate – this may be relevant to members who have been bequeathed property by donors. 
  2. Properties being actively marketing for sale or let – this will be relevant to all members who have empty properties and are looking for residents. 
  3. Empty properties undergoing major repairs or structural alterations. 

All 3 exceptions can provide up to another 12 months and The Almshouse Association considers (2) and (3) are of most relevance to members.   

The Association would urge members to keep records of any active marketing activities they are doing to fill vacancies, as well as major repairs and structural alterations. Should members have difficult in filling vacancies, please do not hesitate to contact our Member Services team to arrange for an advertisement to be posted on the Association’s website. 

Further details on the Council Tax premium for empty homes in England can be found here.

There were several announcements in the Budget which The Almshouse Association considers are of interest, which we will report on further, once we have more detail. 

  • 3.23 Following on from the £188 million allocated to housing projects in Sheffield, Blackpool and Liverpool at the Convention of the North on 1 March 2024, the Spring Budget allocates over £240 million to housing projects in London, unlocking up to 7,200 homes in Barking, New Life Sciences Hub and up to 750 homes in Canary Wharf.  Additionally, a new £20 million investment in social finance will build up to 3,000 new homes and improve capacity of local community groups to deliver housing. 
  • 5.60 Community Housing – The government is announcing investment of £20 million in a social finance fund to support the development of community-led housing schemes over ten years, subject to a business case. 

Also of relevance to Registered Social Housing Providers:  

  • 5.69 Stamp Duty Land Tax: Acquisitions by Registered Social Landlords and public bodies – Legislation will be updated to ensure that from 6 March 2024, registered providers of social housing in England and Northern Ireland are not liable for Stamp Duty Land Tax (SDLT) when purchasing property with a public subsidy and public bodies will be exempted from the 15% anti-avoidance rate of SDLT.  

Wider change for social housing – Right to Buy

  • 5.71 Allowing local authorities (LAs) additional flexibility in their use of Right to Buy receipts – The government will increase the cap from 40% to 50% on the percentage of the cost of a replacement home that can be funded from Right to Buy receipts. 

Further information can be found here.


In addition, the Chancellor made the following key announcements which the Charity Tax Group consider could also be relevant to charities in general: 

  • The VAT registration threshold for small businesses will increase to £90,000 from 1 April 2024, which will hopefully prevent many smaller charities from being drawn into the VAT net. 
  • The Government will cut the main rate of National Insurance Contributions for employees from 10% to 8%. The main rate of national insurance for the self-employed will reduce from 8% to 6% on Class 4 National Insurance Contributions.  Employers contribution levels are unaffected. 
  • Amendments have been tabled to the Digital Markets, Competition and Consumers Bill to allow charities to continue to claim Gift Aid on subscription contracts, which could otherwise have been affected by the provisions in the Bill.  

Michael Gove’s ‘Inside Housing’ interview

Almshouse Association CEO, Nick Phillips, comments on the Michael Gove interview in Inside Housing

That takes us to Mr Gove’s idea for how this could be achieved. Two streets down from DLUHC’s headquarters in Westminster is Page Street, one of London’s most striking housing estates. Its chunky, chequered blocks were the work of the Duke of Westminster, who was looking for a legacy. He gifted the lease to the council in 1929 and commissioned high society architect Edwin Lutyens to design homes specifically “for the working classes”.

A century later, as housing associations struggle to maintain their development programmes under economic pressure, Mr Gove says this altruistic vision for high-quality social rent homes might be reinvigorated. “We can look at some of the existing major landowners who are keen, out of a sense of stewardship, to provide more land for development, and who are keen to ensure that when that land is developed, there is a mix of genuinely affordable and socially rented homes, to do more,” he says.

Prince William’s initiative to use his private estate, the Duchy of Cornwall, for more social rent homes is one example, he suggests. “We are convening conversations with other major landowners in order to see if we can do more, because if you’ve got a whole society approach… then we can build on the progress that we’ve made.”

Extract from Inside Housing Magazine, published 5 March 2024, by James Riding

I read with great interest the Inside Housing interview (5 March 2024) with Michael Gove, Secretary of State for Levelling Up, Housing and Communities of the United Kingdom by James Riding.

In the frank piece, Gove sets out his course for social housing amidst a world of affordable housing offers that include a growing ‘for profit’ sector. As he mentions, we need more homes that people can afford – yes, definitely – but, as Gove says, it is not just about numbers –  it must also be about scale and community connection. How much better would it be if we can build affordable housing in the communities where the residents already have connections, reducing isolation and loneliness?

Michael Gove states that “By expanding the number of homes for social rent, you can reduce the housing benefit bill overall, and you can give people a sense of stability and community” 

We could not agree more with the sentiment of his message. More affordable – proper affordable – homes (not at 80% of market rents but at a level that does not create hardship for residents) are, without any doubt, desperately needed. And one of the ways this could be achieved is to help release the shackles placed upon the charity affordable homes sector (which includes almshouses).  Unlike large housing associations, these small-scale local housing models, that date back centuries and centuries, are providing people with affordable homes and enabling them to stay in their local communities.

Recent evidence shows that living in almshouse communities not only adds quality of life for residents, it’s also adding years to their lives while reducing costs for the healthcare sector.

Almshouses can be part of the solution to providing more affordable, community led housing that have amongst the lowest charges (they charge a weekly maintenance contribution, not rent) in the sector and consistently offer homes within strong micro-communities. Government would only need to formerly recognise the almshouse model as ‘affordable housing’ under the Governments planning policy and grant local councils permission to offer small plots of land for new almshouses to be built.

In today’s world of increased isolation, loneliness, lack of community and very limited affordable housing, the time to celebrate and support this valuable asset is now.

When Michael Gove says, “We absolutely need more homes for social rent,” …. almshouses can be part of the solution – they are  established, proven, and are one of our historic success stories. Recognising almshouses in the National Planning Policy Framework will free up local councils to support almshouses under Section 106 which will follow with more almshouses being built in the community, benefiting more people in housing need for generations to come.  

The next generation of almshouses may not be just for older people in need but for others who would benefit from warm, safe secure homes in strong communities. Indeed they now include young families, young single people, young people leaving care or refugees and the homeless.

I very much welcome the opportunity to speak to Michael Gove and to take him on a tour of some of the thriving almshouse charities in his area – it won’t disappoint!