The Buchanan Trust: Four wonderful new almshouses!

The Almshouse Association is honoured to have received an invite to the opening event for The Buchanan Trust’s new almshouses, specially built for ex-military beneficiaries.

The Buchanan Trust is a charity that was set up in 1918 to support ex-military personnel, in memory of Alan Buchanan who fell in the First World War. Run by a diverse board of voluntary trustees, the Trust still continues to this day with its vital work in supporting veterans with their transition from military to civilian life.

Situated in Herefordshire near the village of Bosbury, the Trust owns The Bosbury Estate, a small rural estate that provides short to medium term residential accommodation for former service men and women and their families. It supports them to readjust after their time in the forces has come to an end. In addition to housing, the Trust also provides veterans with access to work experience, accredited training skills and employment opportunities in the rural and construction sectors. Working with like-minded businesses, other charitable and public sector organisations, the Buchanan Trust is proud to have signed the Armed Forces Covenant and is resolute in supporting the Armed Forces Community.

Recent project – four new Veteran’s cottages

The Trust’s most recent project has been the building of four new one and two bedroom cottages for its ex-military beneficiaries. Some of these units are DDA accessible and able to cater for the beneficiaries’ families. The cottages will be ready to welcome a further four veterans on to the Trust’s country estate, where the houses are being developed in small courtyard clusters where the residents form a small community and can support each other in a safe and secure environment.

This project has been made possible through funding support from both Herefordshire County Council and Homes England, along with other charitable donations from The Hereford Cathedral Almshouse Charity and various businesses, local communities and the general public.

As a registered almshouse charity and members of The Almshouse Association, these cottages will be run as Almshouses, with our veteran beneficiaries of the charity paying a weekly maintenance charge for the upkeep of the properties.

The Trust wishes to acknowledge everyone who has supported this project which has continued despite the challenges of COVID-19, drawing specific thanks to our Principal Contractor, Lane Britton Jenkins who won the contract partly as a result of many of their sub-contractors, who are former service personnel, providing lower prices as they wished to support the project.

The ‘COVID safe’ event takes place on 21st May 2021 and they are delighted to have various local dignitaries in attendance, along with actor, author, presenter and investigative journalist – Ross Kemp.

Posted 13 May 21


CEO blog: May 21

Our pizzas are worth more than care for elderly people …. we all agree? Don’t we?

I think a home is a basic necessity, like water or care for the elderly, and I expect I am not alone in this. So why aren’t we fighting for it? We are normally really good at that aren’t we? It was not so long ago that we supported en masse Uber drivers, pizza delivery riders and sports shop workers because of their appalling pay and conditions.

This was going to be a long blog setting out the various shared elements of the two great frustrations where the same people often find themselves overlooked and/or undervalued. However, there just seems so little point. It is like pointing out that football players are paid more than nurses and much as we love to see a kick around we all know we definitely need one more than the other. This is of course, the stuff of three in the morning teenage debate. It is what it is – get over it!

When I read about the uproar from investment companies backing out of a well-known pizza delivery company because of their bad pay and conditions …. it brought me up sharp again, (Maybe it was three in the morning!) but people were taking notice! Bad pay and conditions for our pizza delivery riders – things must change, it’s not fair! Quite right! But I sigh inwardly when I talked to a close friend who was a carer who expressed how he was only paid for between 30 and 45 minutes work with clients and often has unpaid one hour drive between clients. He then needs to spend at least 75 minutes with some clients to help dress wounds, make a cup of tea or clean them. These were people not pizzas. He eventually had to stop being a carer as it was costing too much of his own student money to support the job.

What does this have to do with affordable housing? It is my view that good housing is linked to a reduced need for social care. We know loneliness and poor housing can lead to mental and even physical illness, depression and the need for medication. If we recognise that as a bare minimum people need a good quality, warm, safe home, a friend and neighbour we could reduce the cost to the health service.

We must start looking at integrating health, social care and housing, closely intertwined areas which all benefit each other. When all three elements work together effectively, the whole system can work better and provide significant cost savings through reduced attendance at A&E and reductions in loneliness and its associated consequences.

Small-scale charitable community homes, like almshouses, can save the health service a fortune and perhaps with that saving the Government could afford to pay our carers at least as much as the guy who brings us our pizza. Bon appetite!


Tackling problem debt – new government scheme

New Government Scheme introduced to tackle problem debt

The Government has introduced a new scheme called Breathing Space to help those experiencing problem debt.

The scheme will provide those experiencing problem debt with 60 days to get their finances back on track without the threat of further debt, letters or enforcement action. They will be supported with professional debt advice, with additional support and protection for those experiencing mental health crisis treatment.

The scheme is expected to support around 700,000 people who are struggling with this issue and may impact on the Set Aside process in almshouses. A Set Aside is likely to be paused while a resident makes use of the scheme, hopefully allowing a resident to get help with their finances so that they may begin to pay back any overdue Weekly Maintenance Contribution and get back to paying on time. The Almshouse Association would recommend that members look into the scheme and consider whether residents currently struggling to pay their WMC may benefit from making use of it.

Additional points to note:

  • Most debts will qualify for a breathing space, including credit and store cards; personal and payday loans; overdrafts; utility bills, rent and mortgages arrears; and government debts like tax and benefits.
  • Although interest and fees are frozen, a Breathing Space is not a payment holiday. People entering a Breathing Space will need to keep paying for any debts and ongoing liabilities they have – like their mortgage, rent and bills – whilst they work with a debt advisor to find a sustainable debt solution. If someone in a standard Breathing Space fails to comply with these obligations, then a debt adviser has the discretion to cancel their Breathing Space.

Posted 10 May 21


Almshouse charities smile for Captain Tom’s 100 challenge

Last month, we asked our members to join us with the national campaign as part of an initiative by The Captain Tom Foundation. Our contribution had the aim of raising awareness of our unique form of affordable social housing which has at its heart one of Captain Tom’s key legacies  – combating loneliness.

To rise to the 100 Challenge, The Almshouse Association asked members throughout the UK to showcase their work by sharing a photo of trustees, staff and residents outside their almshouses with their biggest smiles! 

We are delighted to report that we received a beautiful collection of smiles.

We even received smiles from contractors who are busy building the next generation of almshouses ! And photos are still coming in thick and fast

If you follow us on social media, you will have already seen the happy faces popping up on your phones, pcs and tablets and we will also be showcasing them on our website and in our Almshouses Gazette. Photos are still coming in and we will keep on posting them up for everyone to enjoy!

This huge effort has not only enabled us to celebrate the wonderful work our members do and how happy almshouse residents are across the country, but raised awareness of the almshouse movement as a whole.

An enormous ‘thank you and well done!’ to everyone who took part!

And more smiles! 🙂


CEO guest speaker at Charity Matters webinar

Almshouse Association CEO Nick Phillips will be joining Aberdeen Standard Capital Charity Matters virtual event on Wednesday 12 May 11.00 – 12.00. Also speaking will be legal expert Gordon Reid from Moore Barlow and Julie Hutchinson, Charities Specialist at Aberdeen Standard Capital.

During the session they will be looking at setting aside appointments and will also have a short investment update with market outlook. The webinar includes live Q&A with the panel.

If you would like to register for the webinar, please click here


Practical information
This event will be held on Zoom and you will have the opportunity to interact with our panellists directly. Full details on how to join will be shared with you in advance.

Important Information
Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. aberdeenstandardcapital.com


Policy & Governance update: April/May 21

Each month, the Association posts a news summary of the latest Policy and Governance legislation that could impact / requires action from our member charities, with links to further information where applicable. Please find below our Apr/May 21 Summary:

Housing

  • Homes England Showcase Almshouse Renovation – The Almshouse Association was pleased to see Homes England showcasing the renovation of a Grade II* listed almshouse in Sherburn House Charity in Durham, which was helped by a grant from the Government’s Affordable Homes Programme.
  • Housing Ombudsman publishes Business Plan 2021-22 – The Housing Ombudsman has published its Business Plan 2021-22, which outlines the next steps to grow and improve its service that builds on changes introduced over the last year. The subscription fee for 2021-22 remains the same at £2.16 per unit.

Charity Commission

Investment guidance for trustees – The Charity Commission has published a consultation – closing 20 May – on the clarity of draft revised guidance about adopting a responsible (or “ethical”) approach to investing charity funds.

Adult Social Care

Coronavirus (COVID-19) testing for adult social care settings – DHSC has published guidance that outlines the COVID-19 testing available for testing staff, residents and visitors for all adult social care settings. The following are testing guidance for a range of specific adult social care settings:

Coronavirus

Coronavirus guidance for the Charity Sector

The Charity Commission has updated its guidance for the charity sector in relation to COVID-19. Specifically, changes have been made to the section “AGMs and other meetings: postponing or cancelling meetings.”

You can find all our Coronavirus updates here


Previous Policy and Governance updates:

Policy and Governance update – April 2021 Summary
Policy and Governance update – March 2021 Summary
Policy & Governance update – February 2021 Summary
Policy and Governance update – January 2021 Summary
Policy & Governance update – December 2020 Summary
Policy and Governance – October 2020 Summary
Policy and Governance – September 2020 Summary
Policy and Governance – July/August 2020 Summary
Policy and Governance – June 2020 Summary
Policy and Governance – May 2020 Summary
Policy and Governance – Apr 2020 Summary
Policy and Governance – Mar 2020 Summary
Policy and Governance – Feb 2020 Summary
Policy and Governance –Jan 2020 Summary

Posted 4 May 21


Former PM meets with Association

The Almshouse Association held a meeting today (April 26th) with our local Member of Parliament, Theresa May MP, to discuss issues affecting the almshouse movement and how the Association is looking to tackle them.

We discussed the issue of recognition of almshouses from central and local government, as well as the wider public. We also talked about the potential for new almshouse development being held back due to this lack of recognition.

We were glad to see that Mrs May was well aware and an active supporter of her local almshouses in her Maidenhead constituency.

The Almshouse Association would like to thank Mrs May for taking the time to attend the meeting.

Posted 26 April 2021


Church of England: Coming Home report

The Almshouse Association hosts webinar on Church of England Coming Home Report

The Almshouse Association hosted a webinar on the recently published Coming Home report from the Archbishop of Canterbury’s Housing Commission. The report made one of the most public and high-profile endorsements for the almshouse model in recent times.

The webinar represents the Association’s determination to see the report’s recommendations put into action by bringing together representatives of the almshouse movement and the Church. The discussion proved very useful in helping to scope out what the future relationship between both sides might look like and to plan next steps.

The Almshouse Association looks forward to further engagement between the Church and those now entrusted with enabling the report’s recommendations. We believe that we have a strong foundation due to the historic bond between almshouses and churches across the country.

We would like to say thank you to all those who attended and participated in the event, with a special thank you to our guest speakers: Bishop Graham Tomlin, Revd Jeremy Fraser, Nick Pollock and Michael Siggs.

A full recording of the webinar can be viewed here.

Posted 22 April 21


Webinar Recording: Setting aside – an almshouse toolkit

The Almshouse Association teamed up with Simon Stone, Associate at Stone King LLP, to present a webinar on ‘Setting aside – an almshouse toolkit’ to 87 member charities on Wednesday 21st April.

Setting aside appointments can be a complex and very sensitive area for almshouses. Trustees have to carefully balance the competing interests of protecting often vulnerable residents with the interests of the charity as a whole. The webinar covered key considerations and practical guidance for setting aside appointments, including:

  • Trustees’ duties
  • Status of the resident’s occupancy
  • Letter of Appointment and Residents’ Handbook
  • Obligations and breaches during the period of occupation
  • Procedure for setting aside appointments
  • Recovering possession

Members also put 17 questions to the presenters. Powerpoint slides and a recording of the webinar are now available to all members by clicking into the links below:

Simon Stone is an Associate Solicitor in the Dispute Resolution team at Stone King LLP. Simon joined the firm in 2014 after relocating from Australia and he has a particular specialism in property matters involving charities.

Over the years Simon has acted for numerous Almshouses in respect of setting aside appointments, both advising on the legal process as well as being acutely aware of charities’ obligations and related reputational issues.

Posted 22nd April 21


Trustee Meetings & AGMs: Charity Commission updates guidance

The Charity Commission updated its guidance on holding trustee meetings and AGMs during the Covid-19 pandemic on 13 April 2021.

Where it is not possible to hold a socially distanced meeting or if trustees do not feel safe meeting in person, the charity may wish to hold a meeting virtually or by telephone. You should check your governing document to see whether you are allowed to do this. If not, you should take a decision as a trustee body and make a note of this as a matter of good governance.

If it is not possible for you to hold a meeting online or by telephone, you may wish to postpone or cancel the meeting. You should check your governing document to see if there are any rules around postponement or cancellation. If not but you still feel this is the best and safest course of action for your charity, you should record the reasons for this decision to demonstrate good governance of your charity.

If this impacts your ability to submit your annual return on time, please contact the Charity Commission at filingextension@charitycommission.gov.uk to request an extension.

To read the full guidance, please visit:

www.gov.uk/guidance/coronavirus-covid-19-guidance-for-the-charity-sector.

Posted 14 April 21