Case Study: United Charities of Romaldkirk

Project to convert cottages set to start in 2020 celebrates completion in 2024

The United Charities of Romaldkirk received a £60,000 loan from The Almshouse Association’s rolling fund to support the remodelling of three one-bedroom cottages into two two-bedroom cottages.

History

The Charity, originally known as Romaldkirk Almshouse Foundation was founded in about 1670 by William Hutchinson. In archives the Charity came across this entry:

“MEN & AFFAIRS
HE-FOUNDED ROMALDKIRK ALMSHOUSES AND BOWES GRAMMAR SCHOOL

Visitors to Teesdale must have noticed the sheltered little cottages lying on the outskirts of Romaldkirk village, known as the Almshouses. Their history is barely known. Their founder was William Hutchinson of Delroo who lived for a time at the village of Cragg near Barnard Castle. During the 17th Century, early in life he migrated to London where he acquired considerable wealth. His thoughts however must have clung to Teesdale for not only did he found the Almshouses at Romaldkirk but also a Grammar School at Bowes.
In memory of his preservation from drowning in fording Deepdale Beck between Cragg and Nab Farm a stone bridge was put up at that place. In the western parapet of the bridge there is the following inscription:

“William Hutchinson of Delroo Esquire whose great Charity was most exemplary in all respects. So likewise, in the building of this bridge, the place of his happy nativity which was built in August 1699”.

The Almshouses continue to occupy the original site at Romaldkirk and are known as Hutchinson Terrace. An inscription set into the cottages gives a date of 1671 with them being rebuilt in 1829. It is understood that originally the cottages consisted of six cottages and there is evidence of this within their layout. Until the most recent re-modelling the cottages had many years ago been re-modelled to provide three, one-bedroom cottages.

Background

The cottages needed upgrading to conform with modern day standards and a scheme of works has been undertaken to do this. The building is a Grade II listed building and sits on a small embankment facing south. They are stone built with a Westmoreland Green slate roof. The properties had single-glazed out of character casement windows, no thermal insulation, they suffered with dampness, the drainage required upgrading; the bathroms and kitchens required modernising. The roof required to be replaced.

Planning, Funding, Overcoming Challenges

Carolyn Milburn FRICS, the Agent for the Charity gave advice to the Charity on seeking grant funding from Homes England and on what would be required for a remodelling and refurbishment programme to go ahead.

Carolyn recommended to the trustees that it could be more sensible to convert the three one-bedroom cottages into two, two-bedroom cottages. As the Charity is open to local families, couples and single people who are in need, hardship or distress, it was considered that making available two-bedroom cottages could widen the scope for offering the houses to beneficiaries in the future.

Listed Building Consent was required for this plan and the services of Simon Potter RIBA of John Potter Architect Limited were engaged to design a solution for the remodelling. Once Listed Building Consent was obtained, the Architect estimated the cost of building work and Carolyn, with the assistance of the Almshouse Consortium Limited, put forward a grant application to Homes England.

The grant aid was successful but unfortunately before the works could go out to tender, Covid came along in 2020. This delayed progress for a tender exercise and by the time the works were put out to tender, the cost of materials and labour had increased exorbitantly.

The project, albeit with the opportunity of the Homes England grant funding, became out of reach.

The Charity owned an additional property; the former school building in Romaldkirk. This building had been vacant for many years and prior to 2020, planning permission and listed building consent had been obtained to convert this building into two new almshouses to add to the Charity’s almshouse portfolio. Despite a grant having been obtained through Homes England; because this development required the Charity to become a Registered Provider, and again along with the massive increase in building costs post 2020, the Charity took the decision, reluctantly, not to proceed with this plan. Instead, this building was sold at auction and the proceeds of sale utilised to proceed with the Hutchinson Terrace project.

As the Homes England grant programme was about to end and a ‘start on site’ date was not feasibly going to occur within that programme, the Charity reapplied for a grant from Homes England and this time were successful in achieving a higher grant award for the Hutchinson Terrace project. This, together with the loan from The Almshouse Association was most helpful given the increased costs in building materials.

Completion

The building work commenced in Spring 2023 and has now been completed. The properties are looking extremely smart and modern but still retain their character. All concerned, trustees, Architect, Agent for the Charity, and the Contractors are extremely proud of the result.

Many thanks to Carolyn Milburn FRICS, Partner – Rural Professional for and on behalf of George F. White LLP for providing us with this case study.


Did you know?

Funds used by The Almshouse Association to make loans to charities last in perpetuity. Loans to charities are interest-free with just a small setup fee. As they pay back the loan over a 10 year period, the Association is able to re-lend out the funds over and over again, ensuring more almshouses can be built or older almshouses can be preserved with a new roof or modernised with extensions or wet rooms. So if you are thinking about contributing to our rolling charity support fund by making a donation or leaving money in your Will, you will know that your money will be helping to change people’s lives for the better for many, many generations to come.

To find out more, please click here


Derelict stables become new almshouses in Melton Mowbray

Hudson’s and Storer’s Almshouses

Almshouse Association Trustee and Chair of The Leonard Hackett Memorial Trust, Tricia Scouller, recently attended the opening of new almshouses in Melton Mowbray.

see also: Historic stables converted into new almshouses for Melton residents


MPs meet with Association CEO

At Portcullis House, The Almshouse Association lobbies the support of MPs.

Tuesday, 10th December was an exceptionally busy and fruitful day for The Almshouse Association CEO, Nick Phillips, as he engaged in meaningful discussions with a wide array of MPs at Portcullis House.

He received an encouraging reception to his request for greater recognition of almshouses within the National Planning Policy Framework (NPPF). Members of Parliament acknowledged the vital role almshouses can play in addressing local housing needs and expressed their support for their contribution to broader affordable housing initiatives.

The MPs were enthusiastic about raising questions and emphasising the benefits of almshouses, particularly their positive impact on local communities and the potential cost savings for government.

The case for supporting almshouses was compelling, showcasing their ability to assist MPs in fostering communities with safe and secure homes, reducing expenditure on health and social care, and alleviating loneliness, isolation, and homelessness in their constituencies.

Nick will be working closely with Members of Parliament to guide pertinent questions in the House and will continue providing ministers with valuable information to advocate for the recognition and support of almshouses.


TRAINING: Trustee Recruitment Workshop (CPD)

One-day Trustee Recruitment Workshop (CPD accredited)

Ensuring that your trustee body remains quorate and effective can be a challenging task.

Join us at a CPD accredited workshop that has been designed specifically to actively engage delegates in a structured process aimed at strengthening your trustee recruitment efforts. It offers valuable resources such as templates and practical connections, alongside guidance on advertising opportunities and statutory requirements. Additionally, it encourages honest reflection on whether your charity board truly represents the communities you serve.

click here to find out more



NEW FOR 2025: Trustee Recruitment Workshops

One-day Trustee Recruitment Workshop (CPD accredited)

Ensuring that your trustee body remains quorate (i.e., has the minimum number of trustees in accordance with your governing document) and effective can be a challenging task.

In fact, our members tell us that trustee recruitment is one of the biggest challenges they face today.

Finding people who are interested in becoming trustees is the first challenge; finding the right people with the right skillset can sometimes feel impossible. The Almshouse Association hopes that we can help you overcome some of the obstacles you are facing in building a robust and effective Board of Trustees

We have created a CPD accredited workshop that has been designed to actively engage delegates in a structured process aimed at strengthening your trustee recruitment efforts. It offers valuable resources such as templates and practical connections, alongside guidance on advertising opportunities and statutory requirements. Additionally, it encourages honest reflection on whether your charity board truly represents the communities you serve.


Objective of the Workshop: To enable delegates to learn about, apply best practice and feel confident in recruiting trustees for their almshouse charity.

During the day, you will:

At the end of the workshop, you will take home a recruitment handbook that includes the materials you create during the workshop, ready for immediate use in your charity upon your return.

Arrival from 09:00, the workshop will run from 09:30 – 16:30. Places per delegate cost £110 and include refreshments throughout the day, a light lunch and all workshop materials.

If you have any questions, please do not hesitate to contact us by emailing admin@almshouses.org


Wyggestons Christmas Fayre

Festive fun for everyone who attended the Wyggestons and Trinity Almshouse Charity Christmas Fayre in November 2024.

We were delighted to receive these wonderful photos to share with you:

Wyggestons write:

For the first time in a few years we were able to have a Christmas Fayre at Wyggestons again! The turn out on the day was amazing. We would like to thank everyone that donated something and all of our residents and staff that were involved in making the day so successful, especially to one of our residents, Pauline Stringer, who organised it all. If you came along we hope you had a great time!


The Older People’s Housing Taskforce Report

The Almshouse Association is honoured to be part of the Older People’s Housing Taskforce and pleased to see that its comprehensive report, ‘Our Future Homes: Housing that promotes wellbeing and community for an ageing population,’ has now been published and is calling for urgent government action to address the need for age-appropriate housing.

Housing and Ageing Alliance (HAA) Chair Mario Ambrosi praised the report’s inclusion of key priorities such as, allocating 10% of the Affordable Homes Programme to older people’s housing and revising planning guidance to support delivery. He also welcomed its focus on providing older adults with improved information, advice, and advocacy, essential for informed housing and care decisions.

While the report emphasises increasing dedicated housing, Ambrosi, who also represents Anchor – the UK’s largest not-for-profit provider of older people’s housing, highlighted the need to maintain existing social housing and support those wishing to stay in mainstream homes.

The HAA unites organisations like The Almshouse Association, Age UK, the Chartered Institute of Housing, and the National Housing Federation to advocate for improved housing options for older people across sectors.

To view the report, please click here


P&G update: 25.11.24

The latest policy, governance and political engagement news from The Almshouse Association.

On 30 October 2024, the Chancellor of the Exchequer, Rachel Reeves delivered her first budget. The Chancellor announced a number of spending promises particularly covering health, education, housing and infrastructure investment projects, but there were also a number of tax raising plans. Some of these budget measures will now be incorporated in the Finance Bill 2024-25 whilst other changes such as the increase in employers National Insurance contributions will be legislated separately. Subject to UK parliament passing the budget related legislation, some of the key points affecting almshouse charities are:

  • The Government has announced changes to Employers National Insurance, effective 6 April 2025. The threshold above which contributions are payable will decrease from £9,100 to £5,000 and could especially affect those almshouse charities who employ part-time staff.

    In addition, the rate of National Insurance will increase from 13.8% to 15% . However, for many smaller almshouse charities who employ just a few employees, the effect of this increase in Employers National Insurance will be mitigated by the increase in the Employment Allowance credit, which allows smaller entities to reduce their national insurance liabilities. This has increased from £5,000 to £10,500.

    Further details to the changes to National Insurance are included in chapter 2 of the attached HMRC overview policy paper. Visit: Autumn Budget 2024 — Overview of tax legislation and rates (OOTLAR) – GOV.UK

Changes are on the horizon for the rental market with the Renters’ Rights Bill, introduced by the Labour Government on 11th September 2024.

The Bill, as drafted, does not reference ‘Licenses’ so almshouse charities that are not registered providers should not be affected, however, Registered Providers will already be aware of some of the requirements, such as:

  • Under the new rules, landlords can only increase the rent once a year, which must align with market rates. The idea is to provide tenants with more stability and prevent unfair rent hikes.
  • Tenants will have the right to request to keep pets in their homes, and landlords will need a good reason if they refuse. You can still ask tenants to take out pet insurance to cover potential damage, but blanket “no pets” policies will be a thing of the past.

We will watch the progress of the Bill.

Action for Registered Providers:

  • With the Renters’ Rights Bill expected to become law by the summer of 2025, start by reviewing your tenancy agreements, updating your policies on pets and rent increases, and ensuring your properties meet the Decent Homes Standard. 
  • Stay informed about how the bill progresses, as MPs and peers may propose further changes before it becomes law.
  • Landlords must fix serious health hazards such as damp or mould within a set timeframe or face penalties.
  • The Decent Homes Standard will also apply to private rentals, ensuring properties are safe and habitable.

Following the consultation in 2022, the government relaunched its review of the Decent Homes Standard  in June 2023, committing to extend the standard to the private rented sector, as well as considering a range of changes that will be implemented in the near future, setting the minimum standard for the condition of social homes.

These considerations include: 

  • an updated list of items that must be kept in a reasonable state of repair for a home to be considered ‘decent’.  
  • an updated list of services and facilities that every property must have to better reflect modern expectations for a ‘decent’ home.  
  • whether the current Decent Homes Standard sets the right standard on damp and mould to keep tenants safe.  
  • updates as to how the condition of building components, such as roofs and walls, are measured, ensuring that buildings which are not fit for use cannot pass the standard.  
  • The introduction of a Minimum Energy Efficiency Standard for the social rented sector. 

This will enforce strict timelines for landlords to address hazards like damp and mould within.

If almshouses are not included in the Decent Home Standard legislation, why are you being notified?

  • In the future, almshouses may be included, so you can be assured that The Almshouse Association will be watching out for this on your behalf
  • The Bills sweeps into Regulated Housing, so Registered Providers may be affected. Note, however, that most of the legislations is already captured in the Social Housing Bill, apart from the tenancy/eviction rules
  • If your charity has accidently issued a Lease not a License you need to get in touch with us as soon as possible!

The Almshouse Association has engaged with the following MPs over the last quarter

  • Chris Curtis
  • Victoria Collins
  • Priti Patel
  • Neil O’Brian
  • Mel Stride
  • Richard Quigley
  • Kemi Badenoch
  • Chris Curtis
  • Manuela Pertequella
  • Sarah Smith
  • Pippa Heylings
  • Ellie Chowns
  • Baroness Taylor of Stevenage
  • Jonathan Hinder
  • Daniel Zeichner
  • Chris Hinchliff
  • Victoria Atkins
  • Mohammad Yasin
  • Sarah Green


TAA Board Key Decisions: a record

Record of the Key Decisions made by The Almshouse Association Board of Trustees at Board Meetings (from June 18 onwards).

The most recent decisions are listed first:


19 November 2025, London

  • Insurance Reviews
    The Board agreed to review insurance suppliers to ensure members receive the best service and value.
  • Cyber Insurance & Disaster Recovery
    TAA will obtain cyber insurance as part of its disaster recovery planning.
  • Volunteer Expert Support
    A pilot scheme will be trialled, involving property specialists to support members with historic building issues.
  • Member Engagement
    An additional staff member will be appointed to the Member Services team to help manage member enquiries.
  • NPPF Amendments
    The Board approved Nick Phillips pursuing changes to the National Planning Policy Framework (NPPF).
  • Budget & Subscriptions
    To maintain services amid inflation, subscription fees will increase by 3.5% for 2026.

17 September 2025 via Teams

  • Charity Housing Alliance
    The Board agreed to establish the Charity Housing Alliance, responding to calls for a stronger collective voice for the charity housing sector.
  • Secure Online Portal
    The Board approved the introduction of an internal secure online portal to improve access to Board papers.
  • Disaster Recovery Plan
    The Board approved the organisation’s Disaster Recovery Plan, strengthening resilience and business continuity.

21 May 2025, via Teams

  • Matters Arising
    • Decision: Association to review cyber response and cyber insurance.
  • Charity Housing Alliance
    • Decision: Board approved proposal to develop a wider network of charity housing organisations.
  • Resident Voice Project
    • Decision: Board approved project.
    • Action: Up to £25k allocated to support national research project; funding and sponsorship to be sought.
  • Windsor Office & Billingbear
    • Decision: Board approved Windsor office refurbishment works (subject to planning approval).

12 March 2025, London

  • Audit: Successfully completed, declared clean with no concerns
  • Financial Viability: Board confirmed strong financial position for the next 12 months
  • Government Relations: Board confirmed continuance of engagement with Government reference inclusion of almshouses in NPPF and implementation of Code of Practice.

4 December 2024 – London

  • Update The Almshouse Association Finance Policy to include the duty to approve annual reviews of investments.
  • Draft Terms of Reference, introduction and clarify scope for the new Governance and Nominations Committee.
  • Update TAA website recommending members take TAA guidance before seeking government funding.
  • Review IT/cyber risks and disaster recovery plans.

18 September 2024 – via Teams

  • Agreed to proceed with plans to search for a new freehold property
  • Agreed to undertake a planning review of Billingbear Lodge to maximise value

22 May 2024 – via Teams

  • Confirmed date, venue and budget of the 2025 Members Day Event – 1, Great St George Street, 19 June 2025
  • Confirmed instructions to CEO to investigate a voluntary accreditation scheme that would allow DLUC to support the amendment to NPPF recognising almshouses as ‘affordable housing’.

13 March 2024 – NCVO, London

  • The Almshouse Association (TAA) established a Heritage Group to consider what resources are needed to support heritage almshouse buildings over the next 50 years.
  • TAA will draft a partnership strategy to highlight the value of almshouses to Parliament and break the deadlock of recognition as affordable housing.
  • Invite all members of the almshouse family to consider applying for the trustee role at TAA.

15 November 2023 – NCVO, London

  • Build a page on website for the Member Health Check guidance notes and downloadable document. Circulate to Board.
  • The Expert Volunteer Pilot Scheme is considered successful so far. Board approved the recruitment of two more volunteers to take the Pilot Scheme forward.
  • Full risk register to be presented to the Board at the May meeting.
  • Billingbear offices are stretched. Explore new office accommodation locally.
  • Provide NP with an additional paragraph to include in the Board Away Day notes relating to ensuring TAA retains its original vision of providing independent living for the ageing population whilst considering demographic change.
  • Heritage is considered a unique and core asset to the almshouse movement. Schedule a Heritage Discussion Forum London.

20 September 2023 – via Teams

  • Update and discussion of the ‘Levelling-up and Regeneration Act 2023’
  • Reviewed and approved the updated Association’s Risk Register
  • Approved the holding of a High Net-worth event in 2024 and a Members Day in 2025
  • Consideration of the results of the Trustee ‘Skills survey’ and discussion of strengths and any gaps
  • Board Strategy Away Day planned

24 May 23 – via Zoom

  • To review the full copy of the risk register at the September Board meeting including risks to charities posed by Government legislation.
  • As a matter of good governance, to include the “desktop” auditor review on the next F&GP
  • Review board structure and skill set of TAA – promote board vacancies in 2024/2025. Nominations committee to undertake.

15 March 23 – NCVO, London

  • The Board of Trustees approved the Letter of Representation to the Auditors (Buzzacott)
  • The Board approved the The Almshouse Association Annual Report including the Financial statements
  • The Board reviewed and approved the following Board policies:
    • Conflicts of Interest Policy
    • H&S Policy Statement
    • Trustee Code of Conduct Policy
    • Equality & Diversity Policy

November 22

  • Approval – Member subscription increase, together with the loans to members budgets
  • Approval – Members Day ticket price at £95.00.
  • Approval – To commence recruitment of two volunteers caseworkers in early 2023 to take part in a pilot study to last for 6 months.
  • Continue pressure on DLUC to recognise the independence of charities. Response from the Charity Commission regarding Section 32 of the Social Housing Bill is pending.

September 22


May 22

  • Strategy – progress to be reported at each Board Meeting.
  • The Social Housing Regulation Bill
    • To raise concerns about the Bill to the parliamentary group.
    • Ask parliamentarians what flexibility there is within the system to amend, adjust or be exempt from this legislation.
    • Lobby for a lighter touch regulation from RSH for smaller almshouses.
  • Church of England Social Housing Plans
    • Contact the Archbishop of Canterbury, Justin Welby and Bishop Guli, Bishop of Chelmsford to encourage a review of Housing Association and suggest the almshouse model has served the church well for centuries.
    • Approach a local diocese and membership for support.

March 22, via Zoom

  • It was agreed that a solicitor would review internal board policies.
  • The Board continue to work to the Code of Charity Governance.
  • The Board agreed to the creation of a Governance Committee.
  • The Board agreed to the direction of the new strategy and for the remaining monies from the 2018 strategy of to be fully utilised in the new strategy.
  • The Board approved the proposal to instruct a firm of solicitors to conduct the review, redraft, design, and maintenance of both the online version and hard copy version of the Standards of Almshouse Management document.
  • The Board approved the Annual Report (subject to final format), Financial Statements, Going Concern Letter and Buzzacott’s Letter of Representation.

11 November 2021, via Zoom

  • To explore the options of hybrid Board meetings with NCVO.
  • Standards of Almshouse Management new draft – the review timetable to be forwarded to the Board of Trustees prior to 30th November 2021.
  • Review support for members wishing to develop new almshouses and refurbish.

22 September 2021, via Zoom

  • To review all TAA Policies.
  • Appoint Simon Wilson as Away Day Facilitator to review long term strategy.

26th May 2021, via Zoom

  • Prioritise loans and grants for members with Listed Buildings.
  • Contact the Listed Buildings Property Owners Club to find any areas of common ground that can support our members.
  • Reschedule the November Board Meeting.
  • Announce the date of the members’ day at the 75th Anniversary Event
  • Find ways of supporting members who wish to explore the background of founders linked to the slave trade.

3 March 2021, via Zoom

  • The Board agreed to increase the number of Regional Champions in 2022 particularly looking at Yorkshire and other larger counties and regions.
  • Governance review at first stage considered a review of Board feedback. A workshop to review strategy was proposed for later in 2021.
  • The risk register should identify investment risks for The Almshouse Association reserves.
  • Thanks to all charities that support their staff to attend board meetings should be recognised in the Annual Report.
  • The Annual Accounts having been reviewed by auditors were approved by the Board.

17th September 2020, via Zoom

  • The decision was carried by the Board to release £20,000 from the Grant budget and for full flexibility to be granted to CEO for discretionary distribution to charities in immediate crisis up to £3,000 per case. The pilot will be reviewed after 6 months.
  • The Board voted and unanimously agreed to release a further £5,000 (above the strategic budget) to enable the data collection and Value for Money research to commence.
  • The Board unanimously agreed with the recommendation made by the F&GP to increase the Grants budget from £250,000 to £350.000.

27th May 2020, via Zoom

  • Governance review to recommence in June.
  • AGM to take place via webinar with a poll conducted prior to the meeting.  Date to be confirmed.

11th March 2020   NCVO, London N1

  • Delegated authority was given to NP to cancel or continue events based on evidence at the time.
  • The Board approved/adopted the Annual Accounts for 2019 and the Annual Report subject to minor amendments discussed. The Board approved the letter of representation to Buzzacotts.
  • Delegated authority was given to board members to register the name change from ’The National Association of Almshouses’ to ‘The Almshouse Association’ with the Charity Commission in advance of the filing with Companies House.
  • Authority was given to recruit regional champions for 9 months and to roll out nationally in 2021.
  • The new branding and logo was approved and endorsed by the Board. Roll out timing as CEO sees fit.
  • Following demand for loans and grants exceeding funds budgeted the Board approved an increase in the budget available to provide restricted funds for the provision of loans up to £1,000,000 and grants up to £250,000 for 2020.

19th September 19   NCVO, London N1

  • The Board supports the recruitment of a part-time campaign manager on a fixed term contract.
  • The Board supports an office move to suitable new accommodation.
  • The Board endorsed loans and grants paper as recommended by F&GP.
  • The Board supports a budget towards almshouse research.

4th June 19     NCVO, London N1

  • In preparation for the 75th Anniversary in 2021, a Working Party has been set up which includes Board Members, David Healey and Jim Kennedy. The event will include support for almshouses to open up their garden and/or houses to gain local interest.
  • Following a recommendation by the F&GP Sub-Committee and a unanimous vote in favour by the Board, the Almshouse Association Investments will be managed by Waverton Investment Management.
  • The Nominations Committee recommended Clive Cook of St John’s Charity, Winchester to join the Board and this was unanimously endorsed.
  • A grant was given to Anglia Ruskin University, which has produced good analysis of almshouse literature. A Sourcebook has been completed in draft.

13th March 2019, NCVO, London N1

  • Board unanimously approved the Strategy and Resource budget and asked that an update on delivery should form part of the F&GP agenda and future board meetings.

15th November 18      NCVO, London N1 

  • Organisational strategy reviewed  – discussed at length and some changes made  – to be re-presented for approval at the March 19 Board Meeting
  • Proposal to appoint Willie Hartley-Russell to the F&GP sub-committee approved
  • Agreed that future F&GP meetings would be held in London
  • Noted that 2019 member subscription fees had been increased by 2% across the board
  • Following consideration by the sub-committee and the Board, Quentin Elston, Jim Kennedy, Andrew Barnes and David Healey were individually proposed and unanimously elected to the board.

13th June 18      Merchant Taylor’s Hall, London EC2R

  • The Board instructed the Directorate to prepare policy and procedure for issuing grants to member charities

Updated: 14 January 2026