Almshouse friends tour Morden College

Our Friends Tour of Morden College Unveils a Rich Tapestry of History

On a crisp and sunny October morning in Blackheath, final preparations were in full swing for our Friends of The Almshouse Association who would be joining us for an exclusive tour of Morden College. Steaming pots of tea and freshly brewed coffee were being organised, awaiting the arrival of our special guests.

Founded in 1695 by Sir John Morden, this historic institution was built on 11 acres of Wricklemarsh Manor to provide board, lodging, and pensions for struggling traders.

John Morden was born in the City of London, apprenticed at age 20 to his uncle, Sir William Soame, and sent to Aleppo to work as a factor. He becomes an international trader and member of the Levant (Turkey) Company and the East India Company, returning to London in 1660 having amassed a substantial fortune.

In 1669, seven years after his marriage to Susan Brand, daughter of merchant Sir Joseph Brand, of Edwardstone, Suffolk, John Morden purchased the Manor of Wricklemarsh in Blackheath (for £4200), a 250-acre estate, to become their home. Morden College was built in 1695 on the north-east 11 acres of Wricklemarsh Manor to provide board, lodging and a pension for traders who had fallen on hard times.

Sir John, who passed away age 86, is buried in the chapel crypt and statues of John and his wife, Dame Susan, still grace the western front of the College, added in 1717.

Under the terms of John Morden’s will, College trustees are drawn from the Turkey Company, and should it fail (which it did in 1834) from the East India Company, and should that fail then from the Aldermen of the City of London, who have provided the Charity’s trustees since 1884. A centenary plaque installed in the main entrance in 1984 commemorates the Aldermen’s association.

Over the centuries, the site has expanded, with the latest addition being the John Morden Centre – a beautifully designed hub that includes a medical centre, restaurant, workshops and more. Now bustling with activity, it serves both residents and the local community.

Credit: Mae Architects
Credit: (centre and right)Morden College

The tour offered an intimate look into the building’s history, revealing its many layers and hidden corners as our Friends were taken back in time to learn about the life of Sit John Morden and his legacy.

More tours will be held in 2025, and we eagerly anticipate welcoming our Friends back.

If you’d like to join our Friends of Members, please click here—friends and family are also welcome.

posted 24 October 2024


Charity Commission website issues

Some of our members have informed us of difficulties they are experiencing in accessing the website of the Charity Commission which the Association has referred to the Commission.

We have been informed that the problems have arisen due to the high volume of users accessing the system and efforts are being made to resolve the issues as soon as possible.

Please do not be concerned if the current technical issues are delaying you filing your charity’s annual return.

The Charity Commission has confirmed the following:

We are aware that there are intermittent problems with our systems that may be affecting our customer’s ability to submit annual returns and work is being done to try and resolve these issues as soon as possible.

In the interim, we will backdate any submissions that are delayed because of the IT issues and are advising customers that if any technical issues delay the filing of the annual return, once trustees have been able to file the annual return, they can email us at changefilingdate@charitycommission.gov.uk to let us know that they have filed.

We will then ensure that the public register shows that they have filed on time.


New National Wealth Fund to unveil £1bn social housing deal

According to recent reports, “the Government’s National Wealth Fund (NWF) will provide financial guarantees for two high street banks to deliver £1bn in funding to support the retrofit of social housing in the UK”.

Following the headlines about a new fund for refurbishing social housing, members have been asking questions about when and how to access the new £1bn social housing fund for refurbishment.

The Almshouse Association spoke with Homes England yesterday (23 October 2024) and as yet, even senior contacts at Homes England are not clear on when and how the funds will be distributed. Our contact, however, has said it is likely to be available to Regulated Providers only. This is not confirmed but anticipated.

For those seeking to remodel please remember that The Almshouse Association offers interest free loans, and in some cases grants. It is also possible to access remodelling grants from Homes England even if your charity is NOT REGISTERED (Regulated). The Almshouse Consortium Limited (ACL) offers support for this fund.

Click here for more information on Loans, Grants and other funds.


P&G update: 21.10.24

An update on the latest policy, governance and political engagement news from The Almshouse Association.

Almshouses making headway with a change of definition in NPPF.

  • 18.10.24: Question in Parliament: The Association was pleased to see another question asked in Parliament this week on behalf of the almshouse movement:

Manuela Perteghella (Liberal Democrats) (Stratford-upon-Avon): (8305) To ask the Secretary of State for Housing, Communities and Local Government, if she will make it her policy to bring almshouses into the definition of affordable housing.

Matthew Pennycook (Labour) (Greenwich and Woolwich): Our consultation on proposed reforms to the National Planning Policy Framework sought views on whether changes are needed to the definition of ‘affordable housing for rent’ to make it easier for organisations that are not Registered Providers, including almshouses, to develop new affordable homes.

The consultation closed on the 24 September and officials in my department are currently analysing responses with a view to publishing a government response before the end of the year.

UPDATE: 26 November 2024 – A further question was asked by Neil O’Brien Shadow Minister (Education)

To ask the Secretary of State for Housing, Communities and Local Government, whether she plans to amend the National Planning Policy Framework to allow almshouse charities that are not registered providers to receive Section 106 funds for the provision of affordable housing.

Matthew Pennycook Minister of State (Housing, Communities and Local Government)

Matthew Pennycook Minister of State (Housing, Communities and Local Government) responded with ‘I refer the Hon Member to the answer I gave to Question UIN 8305 on 18 October 2024.’

  • Letter from Matthew Pennycook, Minister of State (Housing, Communities and Local Government) – Following your effective campaigning, many of your MPs have written to Matthew Pennycook to ask for his support in the change in definition of almshouses in the NPPF. Receiving so many letters (we believe over 100) encouraged Matthew Pennycook to write to Nick Phillips at the Association (again) this week to express his thanks for the many letters and to confirm that the matter is being given attention during the review of the NPPF consultation.

    Thank you again for your support and tenacity.

Member charity engagement has led to many MP visits to almshouses.

Association CEO, Nick Phillips has not been able to attend all of the visits but he will be holding a ‘drop in’ session at Portcullis House in Westminster in December to meet any MPs that he has been unable to meet. The purpose will be to discuss almshouses and our drive to see the planning issue amended. The date in December is currently being finalised. Members will be informed as soon as possible.

Nick Phillips has been working with the National Federation of Housing and MHCLG regarding the qualification requirement for Registered (Regulated) almshouse charities.

The Association has put forward a strong case to exempt all trustees and to recognise a minimal scale/size of almshouses where it would be impractical to have a requirement for clerk or warden to gain the qualification. Members will be updated as as soon as we hear more.

The Association is working with a number of partners with the challenge of interpreting the requirements of Regulated returns. We will shortly be introducing a simple check list of the up-to-date requirements for Regulated Housing Providers.


Association website – 77% more visitors after BBC interview

Almshouses on BBC Morning Live: ‘Retired and Renting

The almshouse movement is experiencing somewhat of a renaissance; hardly a day going by without almshouses and their benefits appearing either on the radio or social media, in magazine articles, the nationals and the local papers. Back in September, we were preparing for a photoshoot with resident interviews at a Chester almshouse with Cheshire Life magazine so when the BBC contacted the Association about an interview for their feature on ‘Retired and Renting’, we were thrilled to be able to take part and suggested combining the two.

It was a bright, sunny afternoon when our CEO, Nick Phillips, arrived at the Nantwich Almshouses for the interview and the site was buzzing with activity. Film cameras, photographers, cables and crew stretched across the grounds, plus several residents were eagerly awaiting their introduction to the BBC crew and Cheshire Life’s editorial team. The atmosphere was one of anticipation and importance.

The BBC interview addressed a growing concern. Many older, retired individuals can no longer afford the rising rent costs to stay in their homes. According to iNews, the statistics are alarming, with a 50% increase in recent years. During filming, we heard from a couple who had become homeless, unable to keep up with rent hikes. Their story paints a grim picture, yet there is hope—this couple has since found refuge in their almshouse in Nantwich and their lives have changed dramatically for the better.

google analytics Sept 2024

This news feature, which aired on the BBC’s Morning Live Show on 18 September 2024, highlights the invaluable role of almshouses. Not only do they provide security and stability for vulnerable individuals, but they also offer a cost-effective solution that doesn’t burden public finances. To view the interview, please click here – the almshouse section starts about 19 minutes in.

The piece underscored how almshouse living can profoundly transform lives, offering dignity and hope to many and, following the interview, the huge spike in visitors to our website demonstrated both the pressing need for affordable homes and the public’s interest in almshouses.


Almshouse Association Board plan 50 year strategy for almshouses

The Almshouse Association Board of Trustees plan 50 year strategy for almshouses at their annual Board Awayday at Bowden Hall in Gloucester on Thursday 3rd October 2024.

Taking a long term view at the Association and almshouse movement, the Board discussed how to continue to raise the profile of the movement and even better support our members over the next decades, helping our members face present and future risks and opportunities. 

High on the agenda is supporting members with trustee succession planning and long term representation at government policy level. More details about how we will develop our services will follow.

In reviewing the long term needs of members, Nick Phillips and the Board recognised that more resource will be needed for staff and volunteers. The existing offices at Billingbear are no longer suitable and the team have outgrown the premises, plus the associated investment house is not providing a good enough return for the Association. It was agreed that a new office location will be identified and the assets reinvested to secure both income and office accommodation for the next 50 years. A tall order, but opportunities are being explored.

posted 7 October 2024


The Weedons Almshouse Charity celebrate 400 years

On Saturday 14 September 2024, CEO of The Almshouse Association, Nick Phillips joined the trustees and Clerk at the Weedons Almshouse Charity for a big celebration.

The party was to celebrate 400 years of The Weedons Almshouses and its a special place in the heart of the Chesham community.

During the celebrations, the current Chairman John Graves thanked the founder (Thomas Weedon 1624), his fellow trustees, the Clerk (Alison Pirouet), The Almshouse Association and the residents who have helped the charity over the years. He also expressed his gratitude for a generous recent donation that will help the charity protect the buildings and continue to provide safe and warm homes for future generations.

Nick Phillips spoke about the impact of the almshouse community and the great legacy of the founders, donors and trustees of each generation. After the event, he commented, “Interestingly there was also another group of flats that had been built by the charity in the 1950s following a donation by generous local councillors (Standring and Patterson) who saw this gift as part of their personal act of public service.”

1624 – 2024  – The 400 year history of The Weedons Almshouse Charity

Credit: The Weedon Almshouses (weedon-almshouses.org.uk)

Four hundred years ago, on 6 September 1624, just five days before his death, a draper, Thomas Weedon of St Clement Danes, had his last will and testament drawn up and executed.

As Thomas was unmarried he had made bequests to his three sisters and members of his household, as well as “two mourning cloaks of my best black cloth” to friends. However the main item was a provision to establish in “the Parish of Chesham where I was born the summe of five hundred pounds of lawful English money … upon the building of an Almshouse in the said Parish for four poor Almspeople and to purchase a proportion of Lands of the value of thirty pounds a yeare at least for the Maintenance of the said Almspeople for ever”.

Thomas was promptly buried in the town on 23 September, but it was several years before his bequest got underway.

His Will had stipulated that “twelve of the most honest and sufficient Freeholders” of the town should administer the bequest’s assets in perpetuity. This board of Feoffees, or Trustees, today still exists and administers the Charity’s affairs. By October 1629 the purchase deed was drawn up for a site in Waterside, beside the main road to Latimer, for the sum of £8.0.0.
Our knowledge of the first hundred years of the Charity is sadly incomplete but from the early eighteenth century a more detailed picture of the affairs of the almshouses is possible, thanks to the survival of the accounts and minutes books that are contained in a splendid box dating from 1759. The box was kept “in the Great Chest in the Church [St Mary’s] for security”.

From these records we learn all manner of things about these four little almshouses set behind their high retaining wall, away from public scrutiny. We learn for instance the trustees provided “a vault or necessary house erected in some convenient place … for the use of the poor people inhabiting therein”. The privy was built by John Turner and Lias Darvill, and Humfrey Osbon and his assistant “excavated the pit and carried ye stuff out”.

In 1720 the trustees felt that the gateway leading to the almshouses should be “beautified” and the original inscription “now almost worn out and defaced by time, should now be engraved on a fair stone in gratitude to the memory of the Donor”. The new inscription in black marble survives to this day — the accounts show that the stone cost 14/- [70 pence], and a Mr Deley’s charge for cutting the 418 letters “all at a penny a letter” was £1.14.10. [£1.74].

The residents — or “inmates” as they were then called — were men as well as women, widowers and widows, bachelors and spinsters.

Some were in only their early-fifties, others in their late-eighties. There were only two conditions for becoming an ‘inmate’ — that they must possess no assets, or means of supporting themselves; and that they must originate from the Parish of Chesham or its eight hamlets. Length of tenure varied considerably. Widow Darvill occupied one of the cottages from 1719 to 1741, while in 1771 George Lion remained in residence for only a few months. The ‘inmates’ received a weekly allowance; in 1711 it was 2/- [10p] but a century later, this had increased to 5/-.

The twelve trustees traditionally met, appropriately enough, on St Thomas’ Day, 21 December, at least until 1752-53 when the new calendar was adopted. They consisted of many trades and professions, including ironmongers, clergymen, attorneys and grocers. Chesham’s notables were well represented too, and many retained their trusteeships for life. Meetings were held in hired rooms in several of the local hostelries including The Crown, The Red Lion and The Swan though, from the end of the eighteenth century until 1894, they invariably met at The George & Dragon. Throughout the eighteenth century and until 1848, the Trustees entertained lavishly on meeting days, if the bills from “The George” were anything go by. The all-important box containing the paperwork was present at these meetings but until 1848 there was no indication of how it got there. After this date whoever carried it to the inn appeared in the accounts, being paid 2/- for the task.

Today the box, along with its contents, resides in The Bucks Records Centre with the current Secretary and Treasurer maintaining a separate digital record of proceedings and accounts.

Of course the primary object of the charity was, as it is to this day, the practical welfare of the inmates, or residents. Until recent times the Trustees ensured that they had sufficient fuel. Originally this was wood with 400 faggots being provided on a regular basis. From 1862 bills for coal from Hodgkinson & Son of Waterside start appearing in the accounts. An accounts entry in 1779 lists “paid the poor people in the almshouse one pound” which was a Christmas box of five shillings per person. Remittances, or tips, were given on other special occasions, such as for the marriages of Queen Victoria in 1840 and the Prince of Wales in 1863. From 1848 the inmates received money for beer at Christmas and, also from that year, Christmas beef from local suppliers.

The residents’ weekly allowance tended to fluctuate over the centuries, depending on the Charity’s own reserves. It increased from 4/- to 5/- in 1922, and to 6/- in 1933 which came with one ton of coal and a load of wood. Services fluctuated too — the Trustees terminated the free wireless in 1941, installed only ten years previously, and, after the end of the War, discontinued the coal. Electric light was installed, though, in 1953 using funds from the Chesham Soup Fund which had lately been wound up. The year was also significant in that residents no longer received an allowance, but instead were themselves required to make a contribution to the Charity for their accommodation.

Plumbing – or the lack of it – seems to have occupied a degree of trustees’ time as well as their coffers. In 1732 they installed for the inmates “a well … exactly by the frontispiece of the Almshouse, and a leaden pump put in as soon as possible for the use of the Poor People dwelling Therin: and also a shed should be made over the said pump to prevent all Filth or other things from falling into it”. Over the years there are a number of bills for the repair of the pump, but it’s still in situ, albeit no longer required for use. By 1889 items such as ballcocks and cisterns start to appear in the accounts, marking time for the privy, pump and well. The Public Health Act of 1875 prompted the Trustees to tender for the job of installing sewage disposal, the work going to W C Sears and costing £30.5.0.


Innumerable other jobs and repairs are listed over the years, both inside and out. In 1719 a “Dreaser” — presumably a dresser — was fitted in one of the cottages while, in 1835, water-table bricks were procured from Amersham for a damp-proof course. Regular outgoings included snow-clearing and weeding. In 1784 the first fire insurance costing 7/- [35p] was paid to the Sun Fire Office — the rather grand fire insurance plate still resides as new in the Charity’s box, seemingly never affixed to the almshouse’s exterior wall. As an added precaution against fire, chimneys were regularly swept from 1869 by a contractor named “Summerlin”.

Repairs are ongoing in a building as old as the almshouse cottages. As recently as 1966 the Trustees considered that they “would have to be demolished in the not too distant future” but the Council, aware no doubt of their special place in the heritage of the town, offered improvement grants for them to be fully modernised. In 1961 their shared roof had been repaired with the help of an appeal to the people of Chesham, and collected by various youth organisations. And in 2021 roof repairs are again urgently needed for which the Trustees are applying for funding from several sources.

Since 1918 Chesham Urban District Council appointed four of the trustees from its own ranks. It marked the start of a close association between Town Council and the Charity and serving Town Councillors have only stopped taking an active interest and involvement in the last five or so years. In 1950 Trustee W J Standring offered to allocate funds for new almshouses to be built in the communal garden grounds and a building committee consisting of several Councillors built four alms flats against all the odds which were completed in October 1955. Public-spirited Standring himself contributed £3,500 of his own money, while Councillor Andrew Patterson contributed £500; they are known as Standring Alms Flats as a mark of such magnanimity.

In the 21st century Weedon Almshouses Charity continues to provide accommodation for older, and more vulnerable members of the local community and the aim of the current Trustees is to continue indefinitely the work of their forebears four centuries ago.

We are indebted to Anna Thomas, Shirley Foxell and Arnold Baines’ excellent article, published in 1974 by Chess Valley Archaeological Society, to mark the Weedon Almshouses Charity’s 350th anniversary.


The James Charities: New almshouse development underway

Last month, The James Charities marked the start of their significant redevelopment project with a ground breaking ceremony.

The charity, which has been providing almshouse accommodation for over 55s at its site on Stuart Street in Nechells, inner-city Birmingham, for over 150 years, is transforming its communal building on the historic site of the old St Clement’s Church into ten new almshouses and updated communal facilities. The redevelopment has been part-funded by Homes England and the Justham Trust, with the support of The Almshouse Association and Charity Bank.

These new apartments will provide high-quality, independent living accommodation for individuals in need, over the age of 55. In keeping with the historical significance of the site, the two main façades of the original Victorian building will be carefully retained and integrated into the new development. The project also includes environmental aspects that will improve biodiversity in the area.

The £2.1million project has been designed by KKE Architects and is being delivered by Midlands-based contractor, Interclass PLC. The project is expected to complete towards the end of 2025.

Ground Breaking ceremony

Wesley Lovett, Senior Lending Manager at Charity Bank said:

“Charity Bank is proud to support The James Charities with cost-of-living loan and grant funding, as they develop much-needed supported housing for those over the age of 55. Our cost-of-living funding aims to support projects that help organisations and residents manage the cost-of-living while creating a lasting positive impact. This development of new almshouses in Birmingham will support the local community and contribute to a brighter future.”

Des O’Neill, Managing Director at Interclass, said:

“We are very proud to be delivering these new independent living apartments, which will offer high-standard accommodation for people in need whilst preserving the historic elements of the old St Clement’s Church. Our goal is to maintain and enhance the sense of community that is so evident here as the project progresses, and we look forward to seeing the new building take shape over the coming months.”

The project was procured through Constructing West Midlands, a publicly owned and managed framework which has a track record in the delivery of public and third sector projects.


Inspiring the next philanthropists

The almshouse movement is experiencing a long overdue renaissance with heightened media attention and, as we look ahead to the next 50 years, we are eager to use this growing awareness to inspire philanthropists to support and expand this vital cause.

In July 2024, The Almshouse Association welcomed a full house of almshouse enthusiasts to The Charterhouse in London.

As well as tours of the stunning buildings and gardens led by the ‘Brothers’, our guests listened to talks from a fascinating group of speakers that highlighted the significance of the almshouse movement and power of philanthropic giving.

They included George Courtauld, architect and generational philanthropist; Peter Aiers OBE, CEO of The Charterhouse; Simon and Juliet Dumas, landowners and community benefactors; Martin Smith, CEO of The Poland Trust; Christopher Ray, Chairman of The Frederick Ray Trust; and Willie Hartley Russell, Chairman of The Almshouse Association and The Hartley Trust.

There were also exceptional resident speakers who captivated the audience with their heart-warming life stories.

Speeches from the day have been shared below:

George Courtauld
Architect and generational philanthropist

The Courtauld family has a long history of philanthropic endeavours and their legacies, rooted in centuries past, continue to thrive today. They include Braintree Town Hall, The Courtauld Institute of Art in Braintree, Bocking Public Gardens and Halstead Homes of Rest almshouses.

Christopher Ray
Chairman of The Frederick Ray Trust

Christopher Ray, the grandson of Frederick Ray and current Chairman of The Frederick Ray Trust recounts the story of his grandfather, who founded the Trust in honour of his first son, Lt. Frederick Lee Ray of the Bedfordshire Regiment

Martin Smith
CEO of The Poland Trust

Martin Smith is the Chair of The Poland Trust, an almshouse charity based in Surrey. Recently, they hosted a royal visit from HRH The Duke of Gloucester to celebrate the launch of their new almshouses in Brockham and were awarded The Inspirational Homes Award by The Almshouse Association.

Peter Avery
Resident

In 1996, Peter Avery became the first male resident of Trinity Homes in Brixton. A former senior lecturer at Central School of Art and Design, Peter, now 84, continues to be a very active artist and is currently designing a stage set for a south London theatre.

The Almshouse Association would like to express our huge thanks to all our speakers for their valuable contributions.

Following the event, Association CEO, Nick Phillips, has been continuing engagements with guests to establish new almshouse charities and secure funding for redevelopment. He says,

“This is a new era for the almshouse movement. The value of companionship, community and friendship that our members hold at their heart, is now recognised as the best model for providing a place a to live.”

We will keep you informed about our progress and future developments.

Photo credit: The Charterhouse


Case Study: William Holmes Almshouses

Trustees tackle the damp impacting the lives of residents updated 2 October 2024

William Holmes Almshouses were provided with a £50,000 loan from The Almshouse Association to help resolve damp issues in three of their six almshouses, together with the renewal of electrics, redecoration, replacement carpets and new bathrooms.

William Holmes Almshouses, Nottingham Road, Ripley, Derbyshire, were built in 1926 using a bequest made by William Holmes, a provision merchant of Shirley Road, Ripley, who died in 1922, for the benefit of needy people who lived in the Ripley area. 

The almshouses comprise of six one-bedroom bungalows on the corner of Nottingham Road and Fletcher Street, Ripley, Derbyshire.  The bungalows are large enough for two people to live in comfortably, with a large kitchen, lounge and bedroom.  There are communal garden areas to the front and back of the bungalows.

Over the last year, damp became a problem in all the bungalows. The trustees made it a priority to resolve the issue for the health and wellbeing of their residents, all of whom are over the age of 65.

One of the residents informed the trustees that she had been sleeping in her living room because the damp problem was becoming worse in her bedroom. The damp was coming though an exterior wall and in through her fitted wardrobes. She was no longer able to hang her clothes in her wardrobe due to this and so was placing them on her bed. She couldn’t get in her bed because of them so was sleeping on her sofa. When the Clerk visited this bungalow to assess the problem, there was a noticeable smell of damp.

Upon further inspection behind the sofa, damp was coming through the interior wall between the bedroom and living room causing discolouration to the wall and moisture was causing the paint to peel off. There was also rising damp in the kitchen, causing a musty smell. All these issues were causing anxiety for the resident.

A meeting of the trustees was called and it was agreed that the issue had to be resolved immediately. Plans were put in place for the resident to move into a local hotel and all her furniture and possessions put in storage, at the expense of the charity, until all the work was complete, and she could move back in.

One by one, they are renovating their bungalows to include a new damp proof course, replastered walls throughout, new skirting boards, architraves, fresh decoration, new carpets and vinyl flooring to kitchen and bathroom, new and additional double electric sockets to a higher height.

The trustees had completed three of the six bungalows and were running out of funds. Having the work done for the benefit of their residents was their main priority and they didn’t want it to slow down.

One of their residents had died and another had moved to a nursing home, leaving their bungalows empty and the charity without an income. It was an opportunity to power on with rectifying the damp problems and updating the bungalows.  It was at this point they approached The Almshouse Association for information about applying for a loan to enable them to complete all the renovations.

The trustees report that:

“all the loan application forms that were sent were generally straightforward to complete. Guidance was available from Fenella at The Almshouse Association every step of the way if we needed it. The only time-consuming task was obtaining three quotes from contractors for the work we needed to have done as they were needed to be submitted for the loan application. We were certain we wanted to use local tradespeople, so we had to research and contact them and give them a deadline when we needed their quote by for us to make the loan application deadline”.

“The Almshouse Association notified us of the outcome of our application in a timely manner. We didn’t get all the amount we had requested as we have some money in our reserves (which we are hoping will enable us to buy another bungalow in the near future to have as an additional almshouse). However, the amount that The Almshouse Association agreed to is still a substantial amount and it has made us more determined to complete all the damp proof work and other associated renovations, within an extremely tight budget so we don’t have to dip too much into our savings.

With the help of the loan, we have been able to carry on with work. Here are photos of one of our bungalows that’s recently completed damp proof work and renovation.”

Bedroom before with evidence of damp on the walls
Kitchen before with paint crumbling off the wall
Lounge before with wallpaper bubbling due to the damp underneath.

“The quinquennial inspection is due next year, so we hope that by undertaking this work, we will appease the assessors and importantly our residents.”

> > > > UPDATE > > > >

It was great to receive an update from the charity in September 2024 confirming the completion of their project:

“We are thrilled to report that all the necessary work has now been completed and we have six, very happy residents who are now living comfortably in their damp-free bungalows. We
thank The Almshouse Association for approving our loan application, enabling us
to complete this scope of works.”


Did you know?

Funds used by The Almshouse Association to make loans to charities last in perpetuity. Loans to charities are interest-free with just a small setup fee. As they pay back the loan over a 10 year period, the Association is able to re-lend out the funds over and over again, ensuring more almshouses can be built or older almshouses can be preserved with a new roof or modernised with extensions or wet rooms. So if you are thinking about contributing to our rolling charity support fund by making a donation or leaving money in your Will, you will know that your money will be helping to change people’s lives for the better for many, many generations to come.

To find out more, please click here